Services

Types of Loans

 

– FHA Loans

– Conventional Loans

– VA Loans

– Purchase Loans

– Rate/Term Refinance Loans

– Cash Out Refinances

– HARP

– VA IRRRLs

– USDA Rural Housing

– Approved down payment assistant programs

– Manufactured Housing Loans

and more!

 

loan comparisons

FHA

FHA loans have become very common for all homeowners, not just first timers. Some of the benefits to going FHA are the lower down payment requirements, more generous credit guidelines and the several down payment assistance programs.

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Conventional

By going conventional with an LTV under 80%, you can avoid having to pay both an up front and monthly mortgage insurance. Guidelines for conventional loans are a little bit stricter and can require more money down.

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VA

VA loans are there to help show the appreciation we have for our military, both past and present. Taking advantage of a no down payment loan, by going VA, the credit and ratio requirements can be less restrictive than FHA or Conventional.

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